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Calculate Your Rental Yield in 60 Seconds

Get instant insights into your property's investment performance. Calculate gross yield, net yield, and cash-on-cash return - the three metrics every property investor needs to know.

Property Details
Enter your property details to calculate rental yields
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Annual Expenses

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Gross Rental Yield
Annual rent ÷ Purchase price

4.40%

Fair for investment properties

Net Rental Yield
After operating expenses

2.35%

More accurate return measure

Cash-on-Cash Return
Return on your investment

-15.48%

Negative gearing

Rental Income
Weekly Rent$550
Annual Rent (Gross)$28,600
Less: Vacancy (2%)-$572
Net Rental Income$28,028
Operating Expenses
Council Rates$2,500
Insurance$1,500
Property Management (8%)$2,242
Maintenance (1%)$6,500
Total Operating Expenses$12,742

Net Operating Income (NOI)

$15,286

Income minus operating expenses (before loan)

Annual Cashflow

-$24,155

-$465/week • -$2,013/month

Loan Details

Loan Amount

$520,000

Deposit Required

$130,000

Monthly Repayment

$3,287

Cash Invested

$156,000

Deposit + Stamp Duty

Understanding Your Yields
Gross Rental Yield: The simplest measure - annual rent divided by purchase price. Good for quick comparisons. Most investors look for 4-6%+ depending on the market.
Net Rental Yield: More realistic - deducts all operating expenses but not loan repayments. Shows true property performance.
Cash-on-Cash Return: The most important metric for investors - shows your actual return on the cash you invested. Positive means the property pays for itself, negative means you supplement from your pocket (negative gearing).

Disclaimer: This calculator provides estimates based on the inputs provided. Actual results may vary. Assumes 30-year P&I loan and ~4% stamp duty. Does not include tax benefits from negative gearing or capital gains. Consult a qualified financial advisor and accountant for personalized advice.

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Why Rental Yield Matters for Investors

Understanding your rental yield is crucial for making smart investment decisions

Compare Markets

Quickly compare investment opportunities across different suburbs and cities. Higher yields often indicate better rental income relative to property price.

Plan Cashflow

Know exactly how much income your property generates versus expenses. Cash-on-cash return shows your true return on invested capital.

Make Better Decisions

Balance yield with capital growth potential. High-yield properties provide income now, while growth properties build long-term wealth.

What's a Good Rental Yield?
6%+

Excellent

High-yield property, typically in regional areas or apartments. Strong cashflow potential.

5-6%

Good

Solid yield for most Australian capital cities. Good balance of income and growth potential.

4-5%

Fair

Common in major cities like Sydney and Melbourne. May require negative gearing but offers capital growth potential.

<4%

Low

Typical in premium suburbs. Investors banking on strong capital growth rather than rental income.

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